The Public Service Loan Forgiveness Program offered by the Department of Education encourages individuals to enter and continue to work full-time as a public service worker (Nurse, Doctor, Firefighter, Police Officer, and Civil Servant, etc.) or as an employee of a Non-Profit Company. Under this student loan program, borrowers may qualify for forgiveness of the remaining balance due on their eligible federal student loans after they have made 120 payments on those loans under certain repayment plans while employed full time under a certain public service employers.
Student Loan Forgiveness Program can be filed at no cost to you IF you do the research and file the necessary paperwork in the correct student loan plan yourself. The forgiveness programs, most of the time, require you to re-file the necessary paperwork every year to obtain student loan forgiveness.
Affordable Life Plans, LLC., "Affordable". Affordable is the federal student loan experts and will review your current status to see if you qualify for federal student loan forgiveness. You will also get a complete review of your financial Life Plan. Our goal is to identify what consolidation fits your situation, determine if you qualify for any forgiveness programs, determine if you need cash/asset protection with *IdentitySecure®, and guide you through your financial Life Plan.
*IdentitySecure® is a registered service mark of Affinion Publishing, LLC.
Affordable Life Plans can also assist consumers in need of student loan consolidation with simple yet effective solutions to getting their outstanding student loans reduced to a manageable payment. Should I consolidate my student loans?
Are you student loan monthly payments manageable? If you have trouble meeting your monthly payments, have exhausted your deferment and forbearance options, and/or want to avoid default, a Direct Consolidation Loan may help you.
If you send payments to more than one lender every month, and want the convenience of a single monthly payment, consolidation may be right for you. With a Student Loan Consolidation, you will have a single lender – and a single monthly payment.
How many payments do you have left on you loans? If you are close to paying off your student loans, it may not be worth the effort to consolidate or extend your payments.
Fallen delinquent on your student loan payments? In this case it is important that you
Income has been reduced? e-student loan offers many income based programs tailored to meet your needs.
One Lender and One Monthly Payment! With only one lender and one monthly payment due for student loans, it is now easier than ever for borrowers to manage their student loan debt. Borrowers have only one lender, the U.S. Department of Education, for all loans included in a Direct Consolidation Loan.
If you are searching for federal student loan forgiveness or consolidation we will work on your behalf to ensure the process of student loan forgiveness or consolidating you Federal Student Loans is easy and successful! We will always find a solution that is exactly what you’re looking for!
Our specialists find the best program that best suits your current financial situation
We work with your Loan Servicers and file the paperwork with the Department of Education to process your loans
Once processed you will have a new loan, one interest rate and one new low payment
You can potentially save thousands of dollars on your new loan
A representative will be in touch with you within the next 24-48 hours.